Infertility Treatment Financing: The IntegraMed Financial Services program has convenient, low-interest healthcare financing for any type of infertility treatment from surgery to sophisticated in vitro fertilization to infertility medications. The IFS program makes good financial sense - their interest rates are significantly lower than those of credit cards and other finance companies. And, because this loan program is used only for infertility treatments, you can use your other credit cards for other purposes. The program enables you to afford the treatment you need without compromising your financial well-being. For more information, you can obtain a pamphlet in our office, call (866) 733-3373 or go to: http://www.yourivf.com/financing/financing.htm.

The IntegraMed® Shared Risk® Refund Program maximizes your chances of success with IVF through a 6-cycle treatment package (3-fresh, 3-frozen) and minimizes your financial risk by fixing the cost of treatment and providing a refund if treatment is not successful. You can give IVF the best possible chance, while preserving your financial resources for other family building options should IVF fail.

If you qualify for the Program, you may attempt up to 6 (3-fresh, 3-frozen) IVF cycles at a Reproductive Partners fertility center for a fixed, discounted fee. When you take a baby home from the hospital, IntegraMed retains the full fee. If you are successful on the first attempt you will pay more with this program than the traditional fee-for-service payment method. However, in the event that treatment is unsuccessful or you elect to withdraw from the Program, 70% of the fee is refunded (100% for egg donor recipients).

Women must be under 38 years old to be considered for The IntegraMed® Shared Risk® Refund Program, Women 38 and older may participate if they are using donor eggs. Couples who participate in the The IntegraMed® Shared Risk® Refund Program are not eligible for the SUCCESS PROGRAM. For more information, you can obtain a pamphlet in our office, call (866) YOUR IVF or go to: http://www.integramed.com/inmdweb/content/cons/financingpartners.jsp.